Terms and Conditions

1. Definitions

In these Terms and Conditions:

• "Service" refers to the Planr platform, including all software, applications, and related services provided by Planr.
• "User", "you", or "your" refers to the individual or entity accessing or using the Service.
• "We", "us", or "our" refers to Planr and its affiliates.
• "Account" refers to the unique account created for you to access our Service.
• "Content" refers to any data, information, text, graphics, or other materials uploaded, downloaded, or appearing on the Service.

2. Acceptance of Terms

By creating an account, accessing, or using the Planr platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy. These terms constitute a legally binding agreement between you and Planr.

We reserve the right to modify these Terms and Conditions at any time. We will notify users of any material changes via email or through the platform. Your continued use of the Service after such modifications constitutes your acceptance of the updated terms.

3. Service Description

Planr provides an AI-native portfolio intelligence platform designed for private equity firms and investment professionals. The Service includes portfolio monitoring, data analytics, reporting tools, and AI-powered insights to support investment decision-making.

We reserve the right to modify, suspend, or discontinue any part of the Service at any time with reasonable notice to users. We are not liable for any modification, suspension, or discontinuance of the Service.

4. Account Registration and Security

4.1 Registration

To access the Service, you must create an account by providing accurate, current, and complete information. You agree to update your information promptly if it changes.

4.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

• Use a strong, unique password for your account
• Notify us immediately of any unauthorized use of your account
• Not share your account credentials with any third party
• Log out from your account at the end of each session

4.3 Account Termination

We reserve the right to suspend or terminate your account at any time for violation of these Terms and Conditions, fraudulent activity, or any other reason we determine to be appropriate, with or without notice.

5. Acceptable Use Policy

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Service in any way that violates any applicable laws or regulations
• Attempt to gain unauthorized access to any part of the Service or related systems
• Interfere with or disrupt the Service or servers connected to the Service
• Upload or transmit viruses, malware, or any other malicious code
• Use automated systems (bots, scrapers) to access the Service without our express written permission
• Reverse engineer, decompile, or disassemble any aspect of the Service
• Use the Service to transmit spam, chain letters, or unsolicited communications
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Collect or store personal data about other users without their consent

6. Intellectual Property Rights

6.1 Our Intellectual Property

The Service, including all software, algorithms, designs, graphics, text, and other content (excluding User Content), is owned by Planr and is protected by copyright, trademark, patent, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Service solely for your internal business purposes.

6.2 User Content

You retain all rights to any content you upload, submit, or display on the Service ("User Content"). By uploading User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, store, reproduce, modify, and process such content solely for the purpose of providing and improving the Service.

6.3 Feedback

Any feedback, suggestions, or ideas you provide to us regarding the Service may be used by us without any obligation to you.

7. Data Protection and Privacy

We take data protection seriously and are committed to protecting your privacy. Our collection, use, and disclosure of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

You represent and warrant that you have obtained all necessary consents and permissions to provide us with any personal data contained in User Content, and that our processing of such data in accordance with these Terms will not violate any applicable data protection laws.

8. Fees and Payment

8.1 Subscription Fees

Access to the Service requires payment of subscription fees as specified in your service agreement or on our pricing page. All fees are non-refundable unless otherwise stated in writing.

8.2 Payment Terms

Payment is due according to the terms specified in your subscription plan. Failure to pay fees may result in suspension or termination of your access to the Service.

8.3 Price Changes

We reserve the right to modify our fees at any time. We will provide you with reasonable advance notice of any fee changes, and you will have the opportunity to cancel your subscription if you do not agree to the new fees.

9. Warranties and Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that:

• The Service will be uninterrupted, secure, or error-free
• The results obtained from the use of the Service will be accurate or reliable
• Any errors in the Service will be corrected
• The Service will meet your specific requirements

Investment Disclaimer: The Service provides information and tools to support investment analysis and decision-making. However, Planr does not provide investment advice, and any insights or analytics generated by the platform should not be construed as recommendations to buy, sell, or hold any securities or investments. You are solely responsible for your investment decisions.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL PLANR, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your access to or use of or inability to access or use the Service
• Any conduct or content of any third party on the Service
• Any content obtained from the Service
• Unauthorized access, use, or alteration of your transmissions or content

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

11. Indemnification

You agree to indemnify, defend, and hold harmless Planr and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including attorney's fees) arising from:

• Your use of the Service
• Your violation of these Terms and Conditions
• Your violation of any third-party rights, including intellectual property rights
• Any User Content you provide

12. Third-Party Services and Links

The Service may contain links to third-party websites or services that are not owned or controlled by Planr. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Planr shall not be responsible or liable for any damage or loss caused by or in connection with the use of any third-party services.

13. Confidentiality

Each party agrees to maintain the confidentiality of any confidential information disclosed by the other party and to use such information only for the purposes contemplated by these Terms. This obligation shall survive termination of these Terms.

14. Term and Termination

14.1 Term

These Terms commence on the date you first access the Service and continue until terminated by either party.

14.2 Termination by You

You may terminate your account at any time by following the account closure procedures on the platform or by contacting us directly.

14.3 Termination by Us

We may terminate or suspend your account immediately, without prior notice, for any breach of these Terms or for any other reason we deem appropriate.

14.4 Effect of Termination

Upon termination, your right to use the Service will immediately cease. We may delete your account and all associated data. Provisions that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

15. Governing Law and Dispute Resolution

15.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of Ireland, without regard to its conflict of law provisions.

15.2 Dispute Resolution

Any dispute arising out of or relating to these Terms or the Service shall first be attempted to be resolved through good faith negotiations between the parties. If the dispute cannot be resolved through negotiation within thirty (30) days, either party may pursue legal remedies.

15.3 Jurisdiction

You agree to submit to the exclusive jurisdiction of the courts located in Ireland for the resolution of any disputes.

16. General Provisions

16.1 Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us on the Service, constitute the entire agreement between you and Planr concerning the Service.

16.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

16.3 Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term.

16.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.

16.5 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, war, terrorism, pandemics, or failures of third-party service providers.

16.6 Notices

Any notices or other communications provided by us under these Terms will be given via email or by posting to the Service. You agree that all agreements, notices, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.